You are 18 or older
Duration of the loan
Get a student loan in France
without your parents' support!
Smarto acts as your guarantor and simplifies your loan application
A copy of your ID, a school certificate and your last 3 banking statements.
Once approved and activated, you will need to go in a bank branch to contract a loan from a partnered bank.
A loan is binding and must be repaid.If you cannot repay your loan, it is essential that you contact us to explain your situation and that we find a solution together.If no solution is found, a service collection will take over. This is a legal process that can involve bailiffs to seize the money. You would then become banned from banking and no longer have access to many banking services.